Better Options. Better Decisions.Better Call Matt.
Why limit yourself to one insurance company?
Get ongoing access to multiple insurance companies through one trusted agent.
When rates change, life changes, or you just have a question, you'll know exactly who to call.
Most of the people I work with are dealing with the same thing.
They want better options, a real explanation, and someone they can actually call.
Buying a Home
Helping buyers understand homeowners insurance, compare options, and avoid last-minute surprises before closing.
Rates Went Up
Reviewing your current coverage and pricing against alternatives when your premium increases at renewal.
Protecting Your Family
Helping families evaluate home, auto, and umbrella options so coverage keeps up with life.
Want a Second Opinion
Already have insurance or another quote? I'll help you compare the coverage, limits, and price so you can see what you're actually getting.
Just Want It to Be Easier
A streamlined process built around online intake, real explanations, and fewer unnecessary meetings.
As a Consumer, There Are Three Ways to Buy Insurance
Most people don't realize there's a difference. Here's the simple version.
Direct
One insurance company. Typically a call-center experience.
One-Company Agent
A personal agent, but only one insurance company's options.
Independent
One agent with access to multiple insurance companies and options.
One relationship. Multiple companies. Ongoing options.
A Real Person. Not a Call Center.
I'm Matt Nelson, CPCU®, LUTCF®, a Marine Corps veteran and independent insurance agent licensed since 2011.
My approach is pretty simple: compare the options, explain the differences, answer your questions, and let you decide. No pressure.
And when something comes up later, you'll know exactly who to call.
"Most agents provide quotes. I provide explanations."
Insurance Education
Insurance Explained. In Plain English.
Not ready for a quote? That's okay. Start by understanding what you're buying. Explore simple guides to home, auto, liability, umbrella, motorcycle, and watercraft insurance.
Explore Insurance EducationModern technology. Real explanations. A real person.
Insurance should be easy to handle. And when you need help, you should know who to call.
More Options. One Trusted Agent.
As an independent insurance agent, I work with multiple insurance companies to help you compare coverage, pricing, and options in one place.
Simple Process. Real Options. Real Help.
Tell Me About Yourself
Complete the intake once through a simple online form.
I Do the Shopping
I compare carriers, coverage, and pricing to find the options that make sense for you.
Review & Refine
If the numbers look good, we can review the coverage together and make changes in real time.
You've Got Someone to Call
When something comes up later, you'll know exactly who to call.
Questions? Let's Go Through It Together.
If the numbers are in the ballpark, we can connect by screen share to review your options, answer your questions, and make changes in real time.
Coverage Explained
Understand key coverages, limits, and options.
Real-Time Adjustments
Change deductibles and limits and see the cost impact instantly.
No Pressure
You decide what makes sense. I explain the tradeoffs.
No Back and Forth
Make changes and get your questions answered in real time.
Understand the coverage. See the cost. Decide what works for you.
Real Clients. Real Experiences.
Matt did a wonderful job handling our renter's and car insurance policies! He helped us find the best price point for the coverage we needed, and acted as a guide and educator on the things we needed help with. I would recommend working with Matt if you are looking for an advocate when dealing with insurance. I know that he will be there for us if we ever need to file a claim.
— Karinne
Matt does a great job explaining your options and making it as simple as possible. I trust Matt to ensure that we have the coverage we need to protect our family and our assets.
— Lynda
When I approached Matt Nelson with my perceived need, he asked all the right questions so we could assess my real needs and acquire insurance that was the best match for me. We explored options using scenarios I could visualize and translations of industry-speak I understood. I confidently recommend him to my colleagues by saying, 'Better call Matt.' He is ready to research, guide and advocate. And I know he's always in my corner.
— Dara
When I first met Matt, the last thing I was looking to do was to make changes in our insurance policies. I was happy with the products we had and I was friends with the agent. However, the more I got to know Matt, the more I could sense that he really cares about his clients. I began to see the character and integrity Matt is blessed with. After many passionate discussions about my insurance needs, I quickly became a friend and a client of Matt Nelson. Since then, I have referred my daughter and son-in-law to Matt as well. I trust Matt and that is why he earned my business and my referrals. If you're not certain what your insurance policy covers in the event of a loss, or if you have doubts about the value of your current policies, I suggest that you Better Call Matt!
— Steve
I feel very comfortable referring my family, friends, and clients to Matt. Not only does he provide outstanding service, he is a man of integrity and committed to principles that I value. Plus, he's super nice!
— Kimberly
Matthew is very knowledgable about not only the systems he offers, but also with what my business needed. He tailored a plan to fit my personal situation and followed through the entire process. His genuine interest in helping people can be summed up by what Matthew explained during our meeting. 'You have to think about your assets like a castle. In order to protect your castle you need a wall around it. I make sure there are no gaps.' Matthew is a really great person and family man. I highly recommend Matthew!
— Paul
I started working with Matt a little over a year ago. He reviewed my auto, motorcycle, and homeowners insurance when I bought my first house. Matt is knowledgeable, easy to work with, and found the proper coverage to fit my needs. He was also great at handling my questions and concerns when someone ran a red light and hit me in my car. I felt much more confident dealing with everything after talking to Matt.
— Amy
I've had the pleasure of connecting with Matt a few times and getting to know him, and what I got out of it was that I wanted him to be my insurance agent -- I know 100% for sure that I am going to be taken care of, and nothing is ever going to slip through the cracks, because he's consistent with thoroughly documenting everything. I got to see his operation & how he connects with clients, and everybody gets the same warm caring treatment, with laser beam focus & diligent organization. It's honestly impressive & I'm very happy to be in the hands of somebody who cares so much about their clients.
— John
I worked with Matt when I was looking at my personal insurance for my home and auto. I was also considering 2 other insurance companies. Matt is the only one that told me that, yes he can save me a little money on my insurance, however he did not recommend I switch due to the age of my home and roof. If I switched to him or anyone else at this time my roof if it ever needed replacement due to damage would not be covered to the level it will be with my current insurance agency. Talk about integrity. He saved me from making a costly mistake. When I get my new roof Matt will have all of my insurance. Thanks, Matt!
— Robin
Matthew is by far the best insurance agent I've ever worked with. Not only will he actually know who you are and develop a relationship with you in order to understand all of your needs, he'll find you more coverage for less than what you're currently paying.
— Troy
Matthew Nelson is the most knowledgable, helpful and resourceful insurance agent I have ever met. He spent a great deal of time and many, many questions to be best able to help me. His thoroughness assures me that my coverage is the best for my family. I would highly recommend him.
— Carol
Matt is very knowledgeable about personal risks and insurance, and patient enough to explain both to his clients. If you truly want an agent with your best interests at heart, who wants you to understand what you have, and who will be there when you need service, call Matt!
— Cathy
Matt Nelson from Better Call Matt Insurance is a leader in our community. I am in a business networking group with Matt and am constantly impressed by his knowledge and professionalism. If you are looking for a local Minneapolis insurance agent I would highly recommend Matt Nelson.
— Marty
Matthew is an amazing insurance agent and a joy to work with! He is proactive, a wealth of knowledge and really knows his stuff! Thanks Matthew for all you do!
— Teresa
Matt did an awesome review of my family's existing home, auto, and umbrella policies and offered a reassuring second opinion. He was thorough and detailed, and he recommended that we stay with our current provider even though it meant he would not get new business. His interest was in making sure we were covered properly and he affirmed that our current agent had covered all the bases. I highly recommend this young and talented professional!
— John Howard
Before Matt ran our insurance for us, he really took the time to get to know me and my husband and find out what was most important to us. I felt like he genuinely wanted the best for us regardless of whether it was the best for him. I would highly recommend him!
— Breanna
Matthew found the right insurance coverage for my family. He took the time to evaluate our needs and found more coverage for a lesser cost. Matthew demonstrates his ability to identify his customers' needs and find the best price. Highly honest, we trust Matthew with our insurance.
— Anne
Things People Usually Ask
If you have a question that isn't here, just ask.